Homeowner's Insurance Policies
Your home is most likely the largest financial investment you've ever made. It's where you and your family come to at the end of a long day to rest, recharge, and be together.
It's probably difficult to imagine what you'd do without your home. The experts at Preferred Alliance Group want to take away some of that worry.
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Our Texas house insurance policies are designed to give you maximum coverage of your home, your personal possessions, your valuables, and most importantly, your family - all at an affordable price.
Homeowner's insurance
protects your house &
its contents during a
number of unpredictable
events, including:
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Burglaries, vandalism, and other civil disturbances
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Hurricanes, tornadoes, and other weather emergencies
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Fires, injuries, and other accidents occurring on your property
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Lawsuits related to any of the above
Homeowner's
Insurance Policy Basics
Our Texas homeowner's insurance policies cover much more than just the structure of the house. Some of our policy features include:
Coverage for your Dwelling
Dwelling coverage protects your home's structure from loss caused by a covered peril, such as fire, hail, and lightening. Dwelling coverage also includes an attached garage.
Personal Liability
If a guest of your home suffers an injury or damage to their personal property while visiting your home, your homeowner's insurance policy will cover the costs.
For additional coverage, Preferred Alliance Group can recommend a personal umbrella insurance policy.
Personal Property
In addition to your dwelling, you are also covered for the loss of personal belongings inside your household.
These items might include furniture, electronics, clothing, appliances, and other necessities.
Preferred Alliance Group can also provide a valuable articles endorsement to cover more expensive items not fully covered in a standard homeowner's insurance policy.
Medical Payments
Lastly, your homeowner's insurance policy will cover medical costs related to injury of any guests of your home while they are on the property.
Loss of Use
Your Texas homeowner's insurance policy will also pay for temporary housing and meal expenses that may be required if you are forced to leave your home due to property damage.
Preferred Alliance Group
5606 Franz Road
Katy, TX 77493
Telephone - 281-392-2332
Fax - 281-391-1369
Email - Tom@preferredalliancegroup.com